Ossipee Lake, By Far the Best Location on this 3000 Acre Lake

THE BEST LOT OFFERED ON OSSIPEE LAKE!! This extremely private location has a 2 acre level lot, 153 feet of sugar sandy beachfront, gorgeous view of Mount Chocorua and awesome sunsets. This Ranch home is in good shape with 3 bedrooms, 3 baths, newer 3 bedroom septic, central a/c, nice large deck. Mostly open, well landscaped lawns, and some wooded areas make this a very special property. Use as is now while you plan your dream home rebuild .  

Sunsets and Mountain Views you only See in the Movies

Sunsets and Mountain Views you only See in the Movies

This is a dream location on Ossipee Lake. The pictures can not describe how perfect this lot is.  You could enjoy the home as is or tear it down and build a dream home.   Listed by Gerard Costantino of Costantino Real Estate.  

ossipee lake real estate

Huge Sandy Beach – 2 acres – Priced at $659,000

For additional information on lake homes call Four Seasons | Sotheby’s International Realty at 1-888-737-5550 or e-mail at info@nhlakesrealty.com  or visit our websites to view lake homes in New Hampshire at www.nhlakesrealty.com or www.lakeorskirealestate.com.

Contact Carl Sack or Paula Hinckley   #nhlakesrealty

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Winnipesaukee Home in Laconia, 7 Bedrooms and What a Beach!!

A rare opportunity for expansive long-range views and breathtaking sunsets from a meticulously maintained, large year round Lake Winnipesaukee retreat. One of the largest docks on the lake, 150′ of long sugar sand beach with gradual crystal clear water on a desirable level lot yields the ideal waterfront experience. Located in a private yet convenient area of the Lakes Region is an updated and renovated quintessential lake home with plenty of room for all your family and guests. Terrific open spaces with walls of windows allow for full enjoyment of the pristine waters just steps from the door. Almost all of the 7 generous bedrooms boast water views. The large kitchen and massive great room with wet bar are perfect for gathering and entertaining. Private amenities such as dock house, tennis court, and town sewer complete this spectacular offering. Loved by the same family for almost 50 years this is a truly outstanding property. Hiking – Skiing – Attractions are all close by.  Boat or Snowmobile to your favorite restaurants around the lake.   Listed by Ashley Davis of Four Seasons Sotheby’s International Realty.  Less than 2 hours to Boston 

lake winnipesaukee real estate

7 bedrooms – 6 baths – Sandy beach @ $1.5 

For additional information on lake homes call Four Seasons | Sotheby’s International Realty at 1-888-737-5550 or e-mail at info@nhlakesrealty.com  or visit our websites to view lake homes in New Hampshire at www.nhlakesrealty.com or www.lakeorskirealestate.com.

Contact Carl Sack or Paula Hinckley   #nhlakesrealty

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NH Lakefront Properties, Pleasant Lake, Deerfield NH

NH Lakefront Properties, Pleasant Lake, Deerfield NH

Once in a while I come across a really special property. It sits perfectly on it’s lot, has Western Exposure and Sunsets, Open Water Views, Crystal Clean water with Sandy Bottom and good depth. 4 Sunset Lane in Deerfield NH is this kind of property. The house is vintage cottage that meets new construction guideline and it sells itself.  3 Large  Bedrooms, 2 full baths, full concrete basement, cottage style porch and full deck overlooking the water.

Views - Sunsets - Sandy Swimming - Private - 500 acre Pleasant Lake

Views – Sunsets – Sandy Swimming – Private – 500 acre Pleasant Lake

Well over a half acre of land and 85 feet of private shoreline.  Pleasant Lake is just under 500 acres, classified oligothropic with an average depth of over 31 feet. Excellent trout fishery.  Schedule an Appointment Today. This listing consists of 2 lots. Waterfront lot and back lot. Less than 35 minutes to Concord or Manchester. 

pleasant lake real estate

3 bedrooms 2 baths with a full foundation $595,000   

For additional information on lake homes call Four Seasons | Sotheby’s International Realty at 1-888-737-5550 or e-mail at info@nhlakesrealty.com  or visit our websites to view lake homes in New Hampshire at www.nhlakesrealty.com or www.lakeorskirealestate.com.  8-29-2015

Contact Carl Sack or Paula Hinckley   #nhlakesrealty

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Charming Lake Winnipesaukee Vintage Waterfront Compound

Vintage Winnipesaukee Compound located in a dream location on Smith Point in Alton. Staggering open water views to the Ossipee and Sandwich Mountain ranges. Picturesque sunsets,sandy  swimming, deep water docking including a 2 Bay Boathouse. Camp Fisher was Established in 1912, the main house with nostalgic porch has been tastefully updated keeping the theme of classic lake house we all long for. With a total of 6 acres and 700 feet of shoreline you have the ultimate private setting.  Camp Fisher also includes 4 seasonal cottages and a year round home nestled in a natural setting. You have many options for this historic property you will want to explore when your visit. It is a peaceful, quiet setting but minutes to Gunstock Ski Resort, golf courses, shopping, attractions,  Wolfeboro or Meredith.  Major airports are less than 1 hours drive or you can fly into Laconia.  Showing after September 8th 2015 

winnipesaukee compound with a boat house

Viewing Start September 8, 2015 $3.9 Million

For additional information on this home call Four Seasons | Sotheby’s International Realty at 1-888-737-5550 or e-mail at info@nhlakesrealty.com  or visit our websites to view lake homes in New Hampshire at www.nhlakesrealty.com or www.lakeorskirealestate.com.

Contact Carl Sack or Paula Hinckley   #nhlakesrealty

Camp Fisher 1912

Camp Fisher 1912

Mount Washington off in the distance

Mount Washington off in the distance

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Merrymeeting Lake Chalet for Sale, 2 Level Acres, Room to Expand

Merrymeeting Lake Chalet for Sale, 2 Level Acres Plenty of Room to Expand

Choice private location on the crystal clear 1200 acre waters of Merrymeeting Lake. Entry is from a private wooded drive to a large level 2 acre lot with a generous 225 feet of shoreline. Sandy bottom swimming on this spring-fed lake, boasts beautiful surrounding mountain views and the privacy of Pine Point Cove. The cottage has 3 bedrooms with 1 full bath, and an additional open sleeping loft on the second floor with a private 1/2 bath. The Kitchen opens to a sprawling deck with built-in seating for grilling and entertaining which further extends into a surrounding screened porch for evening relaxation. At 2 acres, (4-6 times larger than a typical .30 – .50 acre waterfront property) this property offers ample room to update and expand! You will not find a better location on this glacial lake. Westerly exposure for all day sun and deep water docking. Walkout full basement with garage door. Center Wolfeboro and Alton are just a short drive

3 Bedrooms - 2 Bath Chalet on 2 Level Acres $435,000

3 Bedrooms – 2 Bath Chalet on 2 Level Acres $435,000

For additional information on lake homes call Four Seasons | Sotheby’s International Realty at 1-888-737-5550 or e-mail at info@nhlakesrealty.com  or visit our websites to view lake homes in New Hampshire at www.nhlakesrealty.com or www.lakeorskirealestate.com.

Contact Carl Sack or Paula Hinckley   #nhlakesrealty

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Exclusive Winnipesaukee Gated Community – Meredith Bay

Exclusive Winnipesaukee Gated Community – Meredith Bay

Located in one of the Lakes Region’s premier gated communities is a valued offering featuring quality finishes, exceptional amenities, privacy and unrivaled views. Though the front entrance the warmth and comfort surrounds you with high ceilings, thoughtful details and plenty of windows taking in the breathtaking views. The sunken living room boasts a floor to ceiling stone fireplace and custom timbers accenting the cathedral ceilings. Continue your enjoyment of the views from the eat in kitchen with a thoughtful design, granite, a large center island and all the highest quality appliances. Just off the kitchen with access to the fully equipped butler’s pantry is the classic dining room with tray ceilings. Watch the sunrise from your lovely master suite with grand bath and walk in closet. Two additional bedrooms and a bonus room complete the sleeping spaces. Opportunity awaits to finish the large walk out lower level. All of this with rights to a 36′ boat slip, pools, marina and more! Listed by Ashley Davis of FSSIR

Meredith Bay View Home  $839,000

Meredith Bay View Home $839,000

For additional information on lake homes call Four Seasons | Sotheby’s International Realty at 1-888-737-5550 or e-mail at info@nhlakesrealty.com  or visit our websites to view lake homes in New Hampshire at www.nhlakesrealty.com or www.lakeorskirealestate.com.

Contact Carl Sack or Paula Hinckley   #nhlakesrealty

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Tips on Financing Your Lakefront Home

Some Tips on Financing Your Lakefront Home

Given the challenges many people face when applying for a home mortgage loan today, it’s more important than ever to do business with both a real estate professional who is familiar with the ins and outs of lake home purchases, and an experienced lender who can guide you through the financing end of things.

Real estate agents who are experienced in waterfront home sales will be versed in local and state rules and regulations that pertain specifically to waterfront homes, and can recommend a lender who will be familiar with the lending guidelines and potential challenges related to financing this type of property.
Here are a few quick tips.
1. Find a real estate agent who is familiar with the specific lake or region you are targeting.
2. Choose a property that fits your lifestyle.
3. Buy the location – the home can always be changed.
4. We all love surprises, but finding out that your new home will require flood insurance is not a welcome surprise.
5. Get pre-qualified BEFORE you find your new home. Not only will this help to streamline the process once you do find the perfect home, but a pre-qualification letter will show the prospective sellers that you are qualified, and potentially strengthen your position during negotiations.

Lakefront home financing can be very simple or over the top complicated. With today’s new financing rules in place just expect complicated.

A quick outline of what you can expect to find when you are searching for that perfect loan.

New To the Market and Available for Showing September 8th the Fisher Camp on Smith Point

New To the Market and Available for Showing September 8th the Fisher Camp on Smith Point

Comparable Sales – Is there anything unique about the home that would make it hard for your lender to find similar homes to compare it to when determining market value?  A “quirky” or otherwise uncommon characteristic (such as lake water as the source for drinking ) may be acceptable if the appraiser can demonstrate that it is common to the area, and does not negatively impact marketability. A loan approval is essentially made up of two parts – the credit approval and the property approval ( appraisal ). Regardless of down payment, credit history, assets, etc. ultimately, the security for a mortgage is the property itself.  So, the property must also be acceptable to the lender, being “marketable” is one criteria that must be met.

Seasonal – If the property is a seasonal home, check with your lender to determine what types of financing options are available.  Certain seasonal characteristics may be acceptable for conventional financing, while others may not.

Access – If it is an island or seasonal home with an un-plowed road, be sure the appraiser can access the property to perform the appraisal for the lender.  Also note, the appraiser must verify that all systems are functioning (water turned on, not winterized, etc) at the time of the appraisal.

Portfolio vs. Conventional –
To be eligible for conventional financing, your credit as well as the property’s profiles must comply with certain guidelines as set by Freddie Mac or Fannie Mae. These guidelines and are considered industry standard, and tend to vary only slightly from lender to lender.  On the other hand, guidelines for “Portfolio Loans” are set by individual lenders. Consequently, the rate, down payment requirement, and credit parameters can vary.    If the property is not eligible for conventional financing, that doesn’t mean the end of the road. A portfolio loan is often a very attractive option.  Also note, if the property is not eligible for conventional financing, it will also most likely not meet the requirements for PMI, which means a minimum of 20% down would be required.

 

Jennifer McCall
Branch Sales Manager
Licensed Loan Originator NMLS #408711
MA Lender License #MC2561
Branch NMLS ID#987785
Licensed by the New Hampshire Banking Department
Merrimack Mortgage Company, LLC
92 Main Street
Meredith, NH 03253
603-279-7903 Tel
603-520-1269 Cell
855-682-0150 Fax
jmccall@merrimackmortgage.com
http://www.jen-mccall.com

 
For information on lake homes call Four Seasons | Sotheby’s International Realty at 1-888-737-5550 or e-mail at info@nhlakesrealty.com or visit our websites to view lake homes in New Hampshire at www.nhlakesrealty.com or www.lakeorskirealestate.com.

Contact Carl Sack or Paula Hinckley #nhlakesrealty

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Squam River Landing – Sales office open 10 to 4 – 2 to 5 on Weekends

Come visit Squam River Landing – Sales office open 10  to 4  Daily –  2  to 5 on Weekends

Overlooking Squam and the White Mountains – this new community has it all. Trails connect with 1000 acres of conservation land.

Awesome Views of the Lake and Mountains - Foundation is Ready for your Custom Home

Awesome Views of the Lake and Mountains – Foundation is Ready for your Custom Home

5 homes under construction – Lake and Mountain View Lots Available – Custom Homes, Green Building Full Service Marina and Boat Club offering lake access.

Squam River Landing uses Sustainable or “Green Building” design and construction it uses resources more efficiently, while creating healthier and more energy-efficient homes.

This Custom Home is almost complete.  Pricing $500,000 to $1.2 Million

This Custom Home is almost complete. Pricing $500,000 to $1.2 Million

For additional information on Squam River Landing call Four Seasons | Sotheby’s International Realty at 1-888-737-5550 or e-mail at info@nhlakesrealty.com  or visit our websites to view lake homes in New Hampshire at www.nhlakesrealty.com or www.lakeorskirealestate.com.

Contact Carl Sack or Paula Hinckley   #nhlakesrealty

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Private Winnipesaukee Lot With A Shared Beach and Mooring

Private Winnipesaukee Lot With A Shared Beach and Mooring

Located in Low Tax Moultonborough!

Shared Beach Just .3 of a mile from the building lot.

Shared Beach Just .3 of a mile from the building lot.

Lovely Wooded lot just .3 to your deep water mooring, day dock and deeded sandy beach. The beach area has views out to Gunstock Mountain with plenty of room for your family to spread out and enjoy the day. The 1.86 acre lot offers you privacy on Southerlee Shores Road. Located on Long Island your trips to and from you will see plenty of wildlife from Turkeys to Deer. Take a drive out and view this wonderful location. 

 

Priced to Sell At $99,900, included a Mooring for your boat.

Priced to Sell At $99,900, included a Mooring for your boat.

For additional information on lake homes or lots  call Four Seasons | Sotheby’s InternationaRealty at 1-888-737-5550 or e-mail at info@nhlakesrealty.com  or visit our websites to view lake homes in New Hampshire at www.nhlakesrealty.com or www.lakeorskirealestate.com.

Contact Carl Sack or Paula Hinckley   #nhlakesrealty

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Exeter NH Real Estate – 4 Bedroom Home

Here is your new home, situated on a quiet cul de sac. Gaze out upon your artistically landscaped yard with a flagstone wall, perennials and fruit trees. Enter an inviting foyer with oak floors leading into a spacious kitchen with stainless steel appliances and large island for easy entertaining. Enjoy meals in the formal dining room with wainscoting or the breakfast nook overlooking your secluded back yard. Create memories in the fabulous family room offering an 11ft trey ceiling and a field stone fireplace with a wood stove insert for those chilly winter nights. In the summer, cool off with central air, plus a perfect deck for grilling.

 Exeter, NH  4 bedroom - 3 baths - 2 car garage - just over 4000 sq ft

Exeter, NH 4 bedroom – 3 baths – 2 car garage –  4000 sq ft

Family Room with Fireplace - Perfect for Entertaining

Family Room with Fireplace – Perfect for Entertaining

Head to the lower level for a movie in the theater or exercise in the fitness area, with a sliding door to a shaded patio, the options are endless. At days end, a luxurious master bedroom awaits featuring a trey ceiling, an en-suite bathroom and walk in closet. A full house generator offers worry free living. This home is one you will enjoy for life!  Just a short ride to Hampton beach or one of the many golf courses in the area.  Easy commute to Boston – Manchester – Portsmouth.    Listed by Lisa Parker of BHHS Verani Seacoast office #(603) 431-8977  e-mail Lisa direct.    lisa.parker@verani.com or call/text at  603-918-1861    111 Maplewood Avenue Portsmouth, NH 03801   Listed under $579,000 

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