Affordable Lakefront Real Estate in New Hampshire

Affordable NH Lakefront Houses cheap nh lake homes, inexpensive lakefront homes, waterfront ranch

Lake homes priced $150,000 to $600,000 with owned shoreline in the greater Lakes Region including Sunapee, Wakefield, and Ossipee markets.  Fixer-uppers to turnkey homes 

Looking for Affordable, inexpensive but not cheap lake cottages, Lady of the Lake Realty can help you in all of your waterfront real estate needs.  We will locate a vacation property to fit your family's lifestyle and budget.  We help buyers and sellers connect at all price points.  We can help you find inexpensive lake homes or luxury waterfront estates.

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Below are lake homes priced $150,000 to $600,000 / / click here for waterfront properties priced $300,000 to $500,000 

20 Grafton Turnpike Road Canaan NH 03741

Canaan, NH20 Grafton Turnpike Road

Price$225,000

Est. Mortgage: $/month

MLS Number 4995443

  • Residential Single Family
  • Construction Existing
  • Bedrooms 2
  • Bathroom 2
  • Square Feet 1,697

Attention investors and ambitious DIY enthusiasts, here is an opportunity to own 3 acres with an excess of frontage along the Mascoma River. The two bedroom, two bath home is a diamond in the rough, with immeasurable sweat equity potential. A detached two-car garage, provides ample space for parking or potential workshop space. Imagine the possibilities as you transform this property into your dream homestead. Gardening enthusiasts and animal lovers alike will appreciate the level, open space; perfect for cultivating a bountiful garden, exercising pets, or raising chickens or small livestock. If you enjoy outdoor recreation, be sure to schedule a showing and take a quick walk down to the cleared camp site and private swimming/fishing hole!

Listed by Sarah Carter of BHHS Verani Upper Valley

$
$
%
$/month over payments
Federal 30-year interest rate: 6.87% last updated on Jun 20, 2024
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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617 Long Shores Drive Barrington NH 03825

Barrington, NH617 Long Shores Drive

Price$257,900

Est. Mortgage: $/month

MLS Number 5001599

  • Residential Single Family
  • Construction Existing
  • Bedrooms 2
  • Bathroom 1
  • Square Feet 720

Don't miss out on this waterfront cottage! This is the first time it's been on the market in over 16 years. Perfectly situated near the end of a private road, with a long shady driveway for maximum privacy. Best of all, the .37 acre lot is at the widest part of the pond for the best water view and great breezes! Even better, the cottage sits at water level for easy access to it's sandy beach. Long pond is just over 100 acres and has great fishing & peace and quiet. The cottage itself needs some work but it's definitely worth the effort. Please note the tax card states community water, but the current owner installed a new drilled well in 2010.

Listed by Terri Gemas of Coast and Country Real Estate

$
$
%
$/month over payments
Federal 30-year interest rate: 6.87% last updated on Jun 20, 2024
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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322 Kings Highway New Durham NH 03855

MLS Number 4981578

  • Residential Single Family
  • Construction Existing
  • Bedrooms 2
  • Bathroom 1
  • Square Feet 1,538

Ideal summer location. 100 feet of water frontage on 98 Acre Shaw's Pond in New Durham, NH. Great swimming, boating, fishing, snowmobiling and ice fishing. This 2 Bedroom home features a fireplace in the primary bedroom, woodstove in the family room and new appliances in laundry room. A Small addition attach to the main structure is manufactured housing. Originally built in 1950 totally renovated 1990. Short drive to Wolfeboro for shopping and restaurants. Being sold as is.

Listed by Rick Marigliano and Anthony Triolo of Maxfield Real Estate/Wolfeboro

$
$
%
$/month over payments
Federal 30-year interest rate: 6.87% last updated on Jun 20, 2024
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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2-B Beech Way Washington NH 03280

Washington, NH2-B Beech Way

Price$382,000

Est. Mortgage: $/month

MLS Number 5000957

  • Residential Single Family
  • Construction Existing
  • Bedrooms 2
  • Bathroom 1
  • Square Feet 756

Escape to tranquility and adventure with this exceptional property. Nestled on two distinct lots, this unique property has it all. Lot 1 boasts a charming camp with a sugar shack overlooking a serene stream. Just a short walk away, lot 2 features exclusive access to Highland Lake, complete with your very own private dock. Launch your boat effortlessly into Highland Lake's shimmering waters right from your property for endless days of boating, swimming, and fishing. Highland Lake not only offers natural beauty but also convenience with its own store on the water providing food and gas, ensuring uninterrupted enjoyment on the water. For just $125 annually, become a Highland Lake and Wild Life Association member to gain access to ATV and snowmobile trails, as well as participation in lively community gatherings such as BBQs and festivals. Membership perks extend to additional beaches and boat launches, enhancing your lakefront lifestyle. Surrounding conservation areas offer picturesque hiking trails, perfect for exploring the region's natural wonders. Whether you seek relaxation or outdoor excitement, this property promises a blend of serenity and recreation in an idyllic setting.

Listed by Rebecca Curran of RE/MAX Synergy

$
$
%
$/month over payments
Federal 30-year interest rate: 6.87% last updated on Jun 20, 2024
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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7 Northwest Lane Sunapee NH 03782

Sunapee, NH7 Northwest Lane

Price$399,000

Est. Mortgage: $/month

MLS Number 4996702

  • Residential Single Family
  • Construction Existing
  • Bedrooms 2
  • Bathroom 1
  • Square Feet 870

This charming 1950 cottage with Perkins Pond waterfront features 2 bedrooms and 1 bathroom, a dock, where you can swim, fish, paddleboard, boat, or simply relax. Its spacious deck, offering ample space for relaxation and entertainment and is the perfect vantage point to soak in the natural beauty of the surroundings. The private and peaceful setting ensures a tranquil escape from the hustle and bustle of everyday life. The sound of loons echoing across the water adds to the ambiance, creating a serene atmosphere that invites residents to unwind and recharge. This charming cottage offers a perfect blend of comfort, convenience, and natural beauty, making it an ideal retreat for those seeking a slice of lakeside paradise. Located less than 10 mins from Sunapee Harbor, resident only Dewey Beach on Lake Sunapee, and 15 minutes from Vail's Mount Sunapee Ski Resort, just 2 hours from Boston, 35 minutes from Hanover and the Upper Valley, and 50 minutes from Concord.

Listed by Tracy Nangeroni of BHHS Verani Upper Valley

$
$
%
$/month over payments
Federal 30-year interest rate: 6.87% last updated on Jun 20, 2024
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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314 Bradley Lake Road Andover NH 03216

Andover, NH314 Bradley Lake Road

Price$420,000

Est. Mortgage: $/month

MLS Number 5000715

  • Residential Single Family
  • Construction Existing
  • Bedrooms 1
  • Bathroom 1
  • Square Feet 1,010

Enjoy breathtaking water views and the serene beauty of Bradley Lake from this fully remodeled four-season cottage, ideally situated with 32 feet of direct waterfront. Whether you're relaxing in summer or cozying up by the fireplace in winter, the picturesque setting offers year-round tranquility. This charming cottage boasts an updated interior designed for comfort and style, featuring expansive windows that frame stunning vistas of the lake and Mount Kearsarge. Imagine waking up to the sight of the sun sparkling on the water or enjoying a meal with loved ones while taking in the natural beauty that surrounds you. Located just a short drive from Proctor Academy, this property offers both convenience and privacy, making it perfect as a vacation retreat or a permanent residence. The area is known for its recreational opportunities, including boating, fishing, and hiking, ensuring there's always something to enjoy outdoors. Whether you're seeking a peaceful getaway or a place to create lasting memories with family and friends, this lakefront cottage provides an exceptional opportunity to experience the beauty of all four seasons in a truly special location. Discover the charm of lakeside living and make this cottage your own private sanctuary.

Listed by Doug Peel of Four Seasons Sotheby's Int'l Realty

$
$
%
$/month over payments
Federal 30-year interest rate: 6.87% last updated on Jun 20, 2024
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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494 Nh Route 123 Stoddard NH 03464

Stoddard, NH494 Nh Route 123

Price$420,000

Est. Mortgage: $/month

MLS Number 4992504

  • Residential Single Family
  • Construction Existing
  • Bedrooms 2
  • Bathroom 1
  • Square Feet 1,056

Price adjustment on this property for you to enjoy the upcoming summer season in your own waterfront paradise in this beautiful, year round 2 bedroom cottage with private frontage that includes both a sandy beach and 2 docks for swimming, boating, kayaking, Stand Up Paddle boarding and fishing. Entertain inside, or outside with a full kitchen and spacious sunporch for dining and relaxing and move to the side deck and the large level back yard complete with a firepit for memorable evenings. The living room has a gorgeous mural of Island Pond and views of the pond through the knotty pine sunporch windows. Pretty hardwood flooring in the main areas of the home, 2 bedrooms, plenty of storage and a combination bathroom/laundry room round out the home. Low maintenance metal roof, an outdoor storage shed and paved driveway complete the property. Just down the street are additional beaches and a public boat launch for more outdoor fun. Great antiquing, shopping and dining can be found in the nearby Keene area, and local trails, hiking and skiing add to the year round draw of the region. Don't miss the opportunity to make your vacation your home, schedule your private showing today!

Listed by Nick DiGeronimo of Garrison Realty

$
$
%
$/month over payments
Federal 30-year interest rate: 6.87% last updated on Jun 20, 2024
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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61 Hartshorn Lane Warner NH 03278

Warner, NH61 Hartshorn Lane

Price$425,000

Est. Mortgage: $/month

MLS Number 5001379

  • Residential Single Family
  • Construction Existing
  • Bedrooms 3
  • Bathroom 3
  • Square Feet 1,930

Looking for a multi-family investment or want to convert the building to a single family dwelling with exclusive direct access to water? Pleasant Pond is just 20 minutes from Concord. Enjoy 100 feet of frontage on Pleasant Pond. Hartshorn Lane is a town maintained road. Less than a half mile to Interstate 89 and 12 miles from Concord. Only 10 minutes to downtown Warner with restaurants, grocery store, liquor store, library, shopping, outdoor music at the Main Street Warner Stage,Warner Public Market. Access to Riverside Park with a combined tennis & pickleball court, separate basketball court, skate park, access to the Warner River & more! Quick access to the rail trail near Bagely Field. This property is also being sold as a package deal with a triplex, and 11.5 acres of buildable land totaling 430 feet of water frontage. See MLS #4999652. Many opportunities exist! Seller financing is an option.

Listed by Carter Bascom of Four Seasons Sotheby's Int'l Realty

$
$
%
$/month over payments
Federal 30-year interest rate: 6.87% last updated on Jun 20, 2024
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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902 Rattlesnake Island Alton NH 03810

Alton, NH902 Rattlesnake Island

Price$438,000

Est. Mortgage: $/month

MLS Number 5001410

  • Residential Single Family
  • Construction Existing
  • Bedrooms 1
  • Bathroom 1
  • Square Feet 502

This rustic cabin located on the northeast side of Rattlesnake Island on Lake Winnipesaukee provides some of the most amazing 180 degree views on the lake. The waterfront consists of a u-shaped dock and breakwater, offering plenty of room for you and your guests to enjoy the crystal clear, sandy botton shoreline. Additional seating is located on an upper landing on the way to the cabin. For ease of getting your belongings to the cabin, the property has a large electric cargo lift. The cabin consists of a generous-sized deck perfect for outdoor cooking and dining and enjoying the spectacular views. Inside the cozy cabin, you will find a large sleeping loft, wood stove for cool nights, small kitchenette, and living area to relax or watch a movie after a long day on the lake. Another option is a hike on the many interior trails of the island with stunning views from the top. An exclusive benefit to all Rattlesnake Island property owners is Rattlesnake Landing, a parcel on the mainland providing 4 parking spots, a boat ramp, and docks for picking up guests or for loading and unloading. The property also abuts the access road providing easy access for any future renovations. Don't miss out on this affordable way to get on Lake Winnipesaukee.

Listed by Jen McCullough and Betty Ann Bickford of Maxfield Real Estate/Wolfeboro

$
$
%
$/month over payments
Federal 30-year interest rate: 6.87% last updated on Jun 20, 2024
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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306 Berry Road Alexandria NH 03222

Alexandria, NH306 Berry Road

Price$459,900

Est. Mortgage: $/month

MLS Number 4993763

  • Residential Single Family
  • Construction Existing
  • Bedrooms 3
  • Bathroom 2
  • Square Feet 2,024

COUNTRY HIDE-AWAY: This private 3 bedroom Post & Beam Cape is nestled on 2.3 beautifully landscaped Acres with two private ponds, perennials, tall trees & lush lawns. This home offers a spacious living room with beautiful ridge line & pond views, a modern cherry kitchen with granite counters open to the dining area with amazing view of the rolling yard and pond & updated bath all on the first floor. Upstairs you'll find 3 bedrooms & a bath. There's room for all the toys in the 6 bay carriage house, 2 stalls have overhead automatic open doors. Full basement has a semi-finished room. Recent updates include: Kitchen, baths, flooring & garage doors. Enjoy watching ducks in the pond, skiing at Ragged Mountain and swimming at Newfound Lake both close by. Just a few miles to Bristol Village, grocery store, restaurants & more. An ideal location offering a country feel with the convenience of easy access. Showings start May 9, 2024 by appointment only.

Listed by Lorna Platts Sirois of Old Mill Properties REALTORS

$
$
%
$/month over payments
Federal 30-year interest rate: 6.87% last updated on Jun 20, 2024
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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25 Oak Avenue Effingham NH 03882

Effingham, NH25 Oak Avenue

Price$459,900

Est. Mortgage: $/month

MLS Number 4971230

  • Residential Single Family
  • Construction Existing
  • Bedrooms 1
  • Bathroom 1
  • Square Feet 339

A rare opportunity to own a lakeside oasis for under half a million dollars! Nestled along the serene shores of Province Lake, this waterfront property has an impressive 50 feet of shorefront featuring a shared raised sandy beach. Enjoy stunning mountain and lake views to the south and west, under the shade of stately pine trees, setting the scene for tranquil days and breathtaking sunsets. This seasonal cottage offers a perfect blend of relaxation and recreation. The open-concept kitchen and living area are equipped with modern conveniences, and the open wood beams add a rustic charm to the décor. Upstairs, a charming bedroom offers tranquil lake views and restful nights. But the best part of this property is just outside your door. Your 30-foot wood & aluminum dock and trampoline raft provide endless hours of waterborne enjoyment. Imagine boating, water skiing, paddle boarding, fishing and swimming on this unforgettable 968 acre lake. You might catch the sight of the loons or bald eagles that grace this beautiful lake. Or head over to the 18-hole Province Lake Golf Course and have lunch at the Carriage House. Additional amenities of the property include ample storage sheds, a firepit, deck, a picnic area, a play area, and an outdoor shower for convenience. Now is your chance to secure this enchanting lakeside retreat. Act swiftly to make this delightful cottage your new home away from home!

Listed by Kevin Killourie of Badger Peabody & Smith Realty

$
$
%
$/month over payments
Federal 30-year interest rate: 6.87% last updated on Jun 20, 2024
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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10 Fire Lane 1 Barnstead NH 03225

Barnstead, NH10 Fire Lane 1

Price$475,000

Est. Mortgage: $/month

MLS Number 4999701

  • Residential Single Family
  • Construction Existing
  • Bedrooms 2
  • Bathroom 1
  • Square Feet 1,096

This charming 3 season camp on Halfmoon Lake has been in the same family for over 40 years and the time has come to pass it on to the next family to enjoy for many, many years to come. With 95 feet of private water frontage, a dock, floating swim dock and large deck over looking the lake, you have more than enough room to create lasting memories and have tons of fun! Inside the cottage you will find a first floor bedroom, 3/4 bath, mudroom/entryway, open concept kitchen, dining and living area w/ a new Rinnai wall furnace and a large brick hearth should you wish to hook up the wood stove and get toasty on cooler nights. Upstairs there is a large loft bedroom, perfect for guests and plenty of room for bunks, etc. The lot is wooded and private and features a small garden area and large shed to store all of your outdoor gear, plus there is plenty of storage space underneath the camp for the dock, kayaks, etc.. This camp comes mostly furnished so pack up your suits and floats, this one won't last!

Listed by Kelli York of BHHS Verani Concord

$
$
%
$/month over payments
Federal 30-year interest rate: 6.87% last updated on Jun 20, 2024
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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Copyright 2024 PrimeMLS, Inc. All rights reserved. This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this display comes in part from the IDX Program of PrimeMLS. The information being provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated June 22, 2024 12:54 PM EDT