Affordable Lakefront Real Estate in New Hampshire

Affordable NH Lakefront Houses cheap nh lake homes, inexpensive lakefront homes, waterfront ranch

Lake homes priced $150,000 to $600,000 with owned shoreline in the greater Lakes Region including Sunapee, Wakefield, and Ossipee markets.  Fixer-uppers to turnkey homes 

Looking for Affordable, inexpensive but not cheap lake cottages, Lady of the Lake Realty can help you in all of your waterfront real estate needs.  We will locate a vacation property to fit your family's lifestyle and budget.  We help buyers and sellers connect at all price points.  We can help you find inexpensive lake homes or luxury waterfront estates.

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Below are lake homes priced $150,000 to $600,000 / / click here for waterfront properties priced $300,000 to $500,000 

52 Ashuelot Pond Washington NH 03280

Washington, NH52 Ashuelot Pond

Price$230,000

Est. Mortgage: $/month

MLS Number 5005776

  • Residential Single Family
  • Full Bath 1
  • Construction Existing
  • Bedrooms 3
  • Bathroom 1

Discover this charming getaway on the shores of Ashuelot Pond in Washington, NH. If you've been searching for a peaceful escape that offers both relaxation and excitement, this is your opportunity. Whether you enjoy boating, swimming, or kayaking, you'll find endless opportunities for adventure right at your own private dock. Even though it's a seasonal home, the warmth of the wood stove offers comfort and cozy atmosphere when winter arrives. Close proximity to numerous snowmobiling trails & cross country skiing. For decades this home has been a cherished haven during the winter and summer months. The open-concept floor plan features three separate bedrooms and a spacious kitchen/living room with plenty of space for the whole family. The living area is designed for comfort, with large windows that bring in natural light and offer stunning views of the water. Enjoy the peaceful atmosphere and stunning sunsets from the spacious screened-in porch which provides a seamless connection to the beauty of the outdoors. Private dock, incredible water views, combined with the seclusion and privacy of this property, make it a remarkable getaway. Close proximity to Ski Resorts, Pillsbury State Park, Mt. Sunapee. 60 min to Manchester Regional Airport, 120 min to Boston, 60 min to Lebanon. Don't miss the opportunity to own this exceptional getaway home that promises endless memories and adventures.

Listed by Isabella Luhrs of BHG Masiello Keene

$
$
%
$/month over payments
Federal 30-year interest rate: 6.2% last updated on Sep 12, 2024
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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128 Ashuelot Pond Road Washington NH 03280

MLS Number 5004025

  • Residential Single Family
  • Full Bath 1
  • Construction Existing
  • Bedrooms 2
  • Bathroom 1

PAY ATTENTION! THIS IS A ONCE IN A LIFETIME SITUATION THAT WE MAY NEVER SEE AGAIN! A DIRECT WATERFRONT FOR UNDER 300K! Thats right you read that correctly this waterfront cabin can be yours for under 300k Just imagine having your own cozy spot on the lake, Listening to the loons from your screened porch or sitting around the fire pit! Boat or jet ski all day park at your dock and retire at night to the sounds of nature. Great fishing, amazing community, Sounds too good to be true right? Well now throw in a newer roof, new paint and siding as well as additional interior updates. Make an appointment to go for a boat ride today and see your summer getaway!

Listed by David Orlick and Luke Johnson of Keller Williams Realty-Metropolitan

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$
%
$/month over payments
Federal 30-year interest rate: 6.2% last updated on Sep 12, 2024
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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39 Big Buck Road Northwood NH 03261

Northwood, NH39 Big Buck Road

Price$325,000

Est. Mortgage: $/month

MLS Number 5013876

  • Residential Single Family
  • Construction Existing
  • Bedrooms 2
  • Bathroom 1
  • Square Feet 964

Direct waterfront cottage on a well known stocked trout pond with boat and motor restrictions. If you've been looking for an inexpensive waterfront property, this could be it. Welcome to 39 Big Buck Rd. on Lucas Pond, a neat and clean 2 bedroom waterfront cottage that's perfect for fishing, kayaking, or canoeing. This camp oozes rustic north woods charm with natural wood finishes, a wood stove, and a screened-in porch featuring gorgeous lake views. Delayed showings will begin with a public open house on Saturday Sept. 14th 1:00 to 3:00 and Sunday Sept 15th 1:00 to 3:00. Note: Seller will consider possible owner financing.

Listed by Bill Ryan of KW Coastal and Lakes & Mountains Realty/Wolfeboro

$
$
%
$/month over payments
Federal 30-year interest rate: 6.2% last updated on Sep 12, 2024
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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236 Chance Pond Road Franklin NH 03235

Franklin, NH236 Chance Pond Road

Price$369,900

Est. Mortgage: $/month

MLS Number 5013813

  • Residential Single Family
  • Full Bath 1
  • Construction Existing
  • Bedrooms 2
  • Bathroom 1

Charming 2-Bedroom Bungalow with 205 feet of Waterfront on Chance Pond across the street. Tucked away in a serene, private location, this adorable bungalow offers the perfect blend of comfort and nature. Featuring 2 cozy bedrooms and 1 bathroom, it's ideal for a peaceful retreat or year-round living. The property boasts ample space for RV parking with hookups, and a large garage workshop with high ceilings-perfect for hobbyists or extra storage. Enjoy views from the inviting porch, or take in the tranquility of the pond. Don't miss your chance to own this rare gem!

Listed by Douglas Rollins of BHHS Verani Belmont

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$
%
$/month over payments
Federal 30-year interest rate: 6.2% last updated on Sep 12, 2024
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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45 Old Bay Road New Durham NH 03855

New Durham, NH45 Old Bay Road

Price$375,000

Est. Mortgage: $/month

MLS Number 5013449

  • Residential Single Family
  • Full Bath 1
  • Construction Existing
  • Bedrooms 3
  • Bathroom 2

This beautifully updated Cape is a dream for outdoor enthusiasts, set on 5 acres of land yet minutes to Route 11 for easy commuting. Whether you're a hunter, fisherman, gardener, or love picking apples, pears, and blueberries, this property offers a range of activities. Enjoy outdoor entertaining on the private back deck or create a cozy firepit area for relaxing evenings. The property features trails to explore and occasional wildlife, including deer, bears, turkeys, and moose. With the Ela River running along the side boundary and views of Club Pond, you'll be surrounded by nature's beauty. For those seeking even more outdoor recreation, the nearby Farmington Fish and Game Club provides additional options for sporting activities. The home has undergone significant updates in the past year, making it move-in ready. The first floor features a kitchen/dining area, a spacious living room, a bedroom, and a full bath. Off the kitchen/dining room, a four-season sunroom invites natural light and offers direct access to the private deck, seamlessly blending indoor and outdoor living. Upstairs, a 3/4 bath and two generously sized bedrooms both feature large walk-in closets, providing ample storage. The one-car garage under the home adds storage space for vehicles, tools, or recreational equipment. OPEN HOUSE on SATURDAY, SEPTEMBER 14th, from 10:00 a.m. to 12:00 p.m. Offer deadline of Monday, September 16th at 7:00 p.m. Seller reserves the right to accept an offer at anytime.

Listed by Lynn O'Connor of EXP Realty

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$
%
$/month over payments
Federal 30-year interest rate: 6.2% last updated on Sep 12, 2024
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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404 Birch Hill Road New Durham NH 03855

New Durham, NH404 Birch Hill Road

Price$389,900

Est. Mortgage: $/month

MLS Number 5012166

  • Residential Single Family
  • Full Bath 1
  • Construction Existing
  • Bedrooms 2
  • Bathroom 1

First time offered in a generation, come make your seasonal cabin dreams come true at this little gem located on Chalk Pond in New Durham. With over 250' of frontage on the pond you can enjoy the loons and other wildlife at your serene getaway. The lake front enclosed porch is perfect for those cooler nights. Inside we have two bedrooms for all of your guests, an open kitchen and dining area, living room and a full bath with a utility room. Hidden amongst the trees this cabin will give you ultimate peace and privacy. Owners have extensive permitting in hand for a replacement 2 Bedroom Septic system approved by The Town of New Durham and State of NH for future improvements. Available for review upon request.

Listed by Adam Dow of KW Coastal and Lakes & Mountains Realty/Wolfeboro

$
$
%
$/month over payments
Federal 30-year interest rate: 6.2% last updated on Sep 12, 2024
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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72 Cooper Road Barrington NH 03825

Barrington, NH72 Cooper Road

Price$395,000

Est. Mortgage: $/month

MLS Number 5007695

  • Residential Single Family
  • Full Bath 1
  • Construction Existing
  • Bedrooms 3
  • Bathroom 2

You can't find nearly 4 ACRES of waterfront at this price! This seasonal escape has been loved and cared for by the same family for nearly 70 years. 3 bedroom, 1 bath waterfront 1980 cottage with an amazing 3.7 acres and 470ft of road frontage! This gem is located on a quiet cove of pristine North River Lake. Steps in place to safely guide you down to the cottage and water's edge. Patio area with fire pit overlooking the lake. Shed has power for the extra fridge to store those important beverages. Plus an adorable bunk house among the trees with a second fire pit. Two docks to enjoy fishing, swimming and boating. Newer deck and roof. Back deck recently removed but some sonotubes remain in place. Cottage water source is supplied from the lake. A second bath with shower is accessible from the outside would need to be reconnected to the water supply. With Barrington requiring a minimum of 1.84 acres and 200 ft of road frontage, there is the potential to subdivide for a future year round home or keep it all to yourself to enjoy your seasonal getaway of lake life. North River Lake has no public boat launch allowing just the owners to enjoy. Located on a paved, public road - no HOA or road maintenance fees. Seller will not consider offers subject to any town or state approvals of potential subdivision or conversion to year round home. Property sold as a furnished seasonal cottage with some water toys and sold as-is. Please do not enter driveway without an appointment.

Listed by Lisa Lentz of REMAX Home Sweet Home

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$
%
$/month over payments
Federal 30-year interest rate: 6.2% last updated on Sep 12, 2024
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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343 Loon Lake Road Plymouth NH 03264

Plymouth, NH343 Loon Lake Road

Price$399,999

Est. Mortgage: $/month

MLS Number 5009831

  • Residential Single Family
  • Construction Existing
  • Bedrooms 1
  • Bathroom 1
  • Square Feet 780

*Open House Saturday 8/24 10am to Noon! Enjoy the very private hidden gem of Loon Lake. Wake up in the morning to the mist rising and the loons calling from the lake. Enjoy your large front yard Mere minutes from I -93 but a lakeside treasure. Look off the deck or out the primary bedroom window out onto Loon Lake. Quite, peaceful, beautiful, are just some of the ways to describe this beauty. The perfect getaway if you are local or out of town. Spend an evening by the fireplace or outside around a campfire. Partially furnished, a turnkey purchase. Come see this home and begin to understand what it means to enjoy the lake life of new Hampshire.

Listed by Peter Pettengill of Riverstone Realty,LLC

$
$
%
$/month over payments
Federal 30-year interest rate: 6.2% last updated on Sep 12, 2024
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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143 Gillingham Drive Newbury NH 03255

Newbury, NH143 Gillingham Drive

Price$420,000

Est. Mortgage: $/month

MLS Number 5008384

  • Residential Single Family
  • Construction Existing
  • Bedrooms 3
  • Bathroom 1
  • Square Feet 520

Million Dollar Westerly view over Lake Todd. Come feel the breeze blow off the water and enjoy your private waterfront access. This 1920's camp is ready for you to bring it to the next level. Work with the original footprint or take it up a level. "As is" cash, rehab or construction loans only. Delayed Showings Until Open House Sat 8/10 10-12, Sun 8/11 10-12

Listed by Jenna Sievers of Dolan Real Estate

$
$
%
$/month over payments
Federal 30-year interest rate: 6.2% last updated on Sep 12, 2024
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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15 Morton Road Stoddard NH 03464

Stoddard, NH15 Morton Road

Price$425,000

Est. Mortgage: $/month

MLS Number 5012212

  • Residential Single Family
  • Construction Existing
  • Bedrooms 2
  • Bathroom 1
  • Square Feet 768

Are you looking for a serene place to get away to? Here is your opportunity to own a waterfront property on Highland Lake! This recently renovated year-round cottage is situated in a cove on a secluded .84-acre lot, nestled in on a private road. Upon entering, you will be greeted by the cozy kitchen, dining, and living room area. This home offers plenty of natural light, tasteful amounts of knotty pine throughout, and an open concept floor plan which is great for entertaining guests. Need more space for entertaining? Open up the slider and step out onto your deck overlooking the water for just that! Step down to your privately owned waterfrontage totaling 100 feet with 2 docks. Outside you'll find an 8x10 shed. Highland Lake is 7 miles long encompassing +/- 700 acres and is well-known for its healthy population of Largemouth Bass. Bring your motorboats, kayaks, canoes, and fishing poles… this water setting is perfect for these toys! This property is a part of Whitney Road Association for $300 a year. This cottage is conveniently located close to 2 public boat launches including the Marina, and the town general store. It is only located approximately 25 mins to Keene and 1 hour and 40 mins to Boston, MA. This is a property that you need to see to appreciate all that is offered. Schedule your private showing today!

Listed by Abby Fino of East Key Realty

$
$
%
$/month over payments
Federal 30-year interest rate: 6.2% last updated on Sep 12, 2024
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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25 Oak Avenue Effingham NH 03882

Effingham, NH25 Oak Avenue

Price$439,900

Est. Mortgage: $/month

MLS Number 4971230

  • Residential Single Family
  • Construction Existing
  • Bedrooms 1
  • Bathroom 1
  • Square Feet 339

Looking to escape from the hustle and bustle? Declutter and destress in this lakeside escape! This seasonal cottage has 50 feet of shorefront on Province Lake. This seasonal cabin is a perfect retreat for those seeking simplicity and tranquility. Reconnect with nature while taking in the breathtaking mountain and lake views from the raised sandy beach. Take advantage of the 30-foot dock and trampoline raft for endless recreational fun. This expansive 968-acre lake is ideal for boating, water skiing, paddle boarding, fishing, and swimming. You can also spot loons and bald eagles as you unwind by the water. Inside, the main level features an open-concept kitchen and living area, combining modern conveniences with charming rustic wood beams. The upstairs bedroom offers peaceful lake views for restful nights. Additional amenities include outside storage sheds, a firepit, deck, picnic area, play area, and an outdoor shower. Discover how amazing and freeing it feels to own a lakeside home on the inviting shores of Province Lake. Schedule a showing today!

Listed by Kevin Killourie of Badger Peabody & Smith Realty

$
$
%
$/month over payments
Federal 30-year interest rate: 6.2% last updated on Sep 12, 2024
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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35 North Shore Road Sunapee NH 03782

Sunapee, NH35 North Shore Road

Price$449,000

Est. Mortgage: $/month

MLS Number 5013938

  • Residential Single Family
  • Construction Existing
  • Bedrooms 2
  • Bathroom 1
  • Square Feet 656

Welcome to this amazing WATERFRONT cottage, where you can unwind at water's edge. Recent updates include, kitchen cabinets, bathroom, and new water heater. Imagine waking up to breathtaking westerly views of Perkins Pond in the morning. This charming cottage boasts 80' of waterfront, two cozy bedrooms, a screened porch overlooking the water, and the added convenience of a newly installed well and public septic system. Beyond the tranquil waters, you'll discover a private 26' boat dock, granting you access to boating, kayaking, paddle boarding, canoeing, skating and ice fishing, right from your doorstep. Perkins Pond, a serene 157-acre lake in Sunapee, NH, offers a relaxed atmosphere that defines the perfect retreat and a fantastic fishing spot for large and small mouth Bass. Enjoy close proximity to skiing, snowmobile trails, snowshoeing, cross-country skiing, cycling, golf, hiking trails, restaurants and shopping. Conveniently located nearby are Dartmouth Hitchcock Medical Center and Colby Sawyer College. Winter enthusiasts will appreciate the proximity to Mt. Sunapee Resort, offering both winter fun and summer zip lines. Plus, you're just minutes from Sunapee Harbor and Lake Sunapee, with easy access to Interstate 89. Low Sunapee taxes! This is your opportunity to own a waterfront gem that promises lasting memories and the chance to experience the best of Perkins Pond. Property is approved for short term rentals. Open house Sat 9/14 from 1-4pm.

Listed by Tami Mallett of Cameron Prestige,LLC

$
$
%
$/month over payments
Federal 30-year interest rate: 6.2% last updated on Sep 12, 2024
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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Copyright 2024 PrimeMLS, Inc. All rights reserved. This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this display comes in part from the IDX Program of PrimeMLS. The information being provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated September 15, 2024 12:08 AM EDT