Blog :: 08-2015

Check out all the Lakefront Listing in New Hampshire on our Website www.nhlakesrealty.com 

NH Lakefront Properties, Pleasant Lake, Deerfield NH

NH Lakefront Properties, Pleasant Lake, Deerfield NH

 

Views - Sunsets - Sandy Swimming - Private - 500 acre Pleasant Lake

Views - Sunsets - Sandy Swimming - Private - 500 acre Pleasant Lake

 

Well over a half acre of land and 85 feet of private shoreline.  Pleasant Lake is just under 500 acres, classified oligothropic with an average depth of over 31 feet. Excellent trout fishery.  Schedule an Appointment Today. This listing consists of 2 lots. Waterfront lot and back lot. Less than 35 minutes to Concord or Manchester. 

 

pleasant lake real estate

3 bedrooms 2 baths with a full foundation $595,000   

 

For additional information on lake homes call Four Seasons | Sotheby's International Realty at 1-888-737-5550 or e-mail at info@nhlakesrealty.com  or visit our websites to view lake homes in New Hampshire at www.nhlakesrealty.com or www.lakeorskirealestate.com.  8-29-2015

Contact Carl Sack or Paula Hinckley   #nhlakesrealty

 

Charming Lake Winnipesaukee Vintage Waterfront Compound

 

winnipesaukee compound with a boat house

Viewing Start September 8, 2015 $3.9 Million

 

For additional information on this home call 1-888-737-5550 or e-mail at info@nhlakesrealty.com  or visit our websites to view lake homes in New Hampshire at www.nhlakesrealty.com or www.lakeorskirealestate.com.

Contact Carl Sack or Paula Hinckley   #nhlakesrealty

 

 

Camp Fisher 1912

Camp Fisher 1912

 

 

Mount Washington off in the distance

Mount Washington off in the distance

 

Merrymeeting Lake Chalet for Sale, 2 Level Acres, Room to Expand

Choice private location on the crystal clear 1200 acre  Merrymeeting Lake. Entry is from a private wooded drive to a large level 2 acre lot with a generous 225 feet of shoreline. Sandy bottom swimming on this spring-fed lake, boasts beautiful surrounding mountain views and the privacy of Pine Point Cove. The cottage has 3 bedrooms with 1 full bath, and an additional open sleeping loft on the second floor with a private 1/2 bath. The Kitchen opens to a sprawling deck with built-in seating for grilling and entertaining which further extends into a surrounding screened porch for evening relaxation. At 2 acres, (4-6 times larger than a typical .30 - .50 acre waterfront property) this property offers ample room to update and expand! You will not find a better location on this glacial lake. Westerly exposure for all day sun and deep water docking. Walkout full basement with garage door. Center Wolfeboro and Alton are just a short drive

 

3 Bedrooms - 2 Bath Chalet on 2 Level Acres $435,000

3 Bedrooms - 2 Bath Chalet on 2 Level Acres $435,000

 

For additional information on lake homes call 1-888-737-5550 or e-mail at info@nhlakesrealty.com  or visit our websites to view lake homes in New Hampshire at www.nhlakesrealty.com or www.lakeorskirealestate.com.

Contact Carl Sack or Paula Hinckley   #nhlakesrealty

 

Exclusive Winnipesaukee Gated Community - Meredith Bay NH

Located in one of the Lakes Region's premier gated communities is a valued offering featuring quality finishes, exceptional amenities, privacy and unrivaled views. Though the front entrance the warmth and comfort surrounds you with high ceilings, thoughtful details and plenty of windows taking in the breathtaking views. The sunken living room boasts a floor to ceiling stone fireplace and custom timbers accenting the cathedral ceilings. Continue your enjoyment of the views from the eat in kitchen with a thoughtful design, granite, a large center island and all the highest quality appliances. Just off the kitchen with access to the fully equipped butler's pantry is the classic dining room with tray ceilings. Watch the sunrise from your lovely master suite with grand bath and walk in closet. Two additional bedrooms and a bonus room complete the sleeping spaces. Opportunity awaits to finish the large walk out lower level. All of this with rights to a 36' boat slip, pools, marina and more! Listed by Ashley Davis of FSSIR

 

Meredith Bay View Home $839,000

Meredith Bay View Home $839,000

 

For additional information on lake homes call 1-888-737-5550 or e-mail at info@nhlakesrealty.com  or visit our websites to view lake homes in New Hampshire at www.nhlakesrealty.com or www.lakeorskirealestate.com.

Contact Carl Sack or Paula Hinckley   #nhlakesrealty

 

Tips on Financing Your NewHampshire Lakefront Home

Some Tips on Financing Your Lakefront Home

Given the challenges many people face when applying for a home mortgage loan today, it's more important than ever to do business with both a real estate professional who is familiar with the ins and outs of lake home purchases, and an experienced lender who can guide you through the financing end of things.

Real estate agents who are experienced in waterfront home sales will be versed in local and state rules and regulations that pertain specifically to waterfront homes, and can recommend a lender who will be familiar with the lending guidelines and potential challenges related to financing this type of property. Here are a few quick tips. 1. Find a real estate agent who is familiar with the specific lake or region you are targeting. 2. Choose a property that fits your lifestyle. 3. Buy the location - the home can always be changed. 4. We all love surprises, but finding out that your new home will require flood insurance is not a welcome surprise. 5. Get pre-qualified BEFORE you find your new home. Not only will this help to streamline the process once you do find the perfect home, but a pre-qualification letter will show the prospective sellers that you are qualified, and potentially strengthen your position during negotiations.

Lakefront home financing can be very simple or over the top complicated. With today's new financing rules in place just expect complicated.

A quick outline of what you can expect to find when you are searching for that perfect loan.

 

New To the Market and Available for Showing September 8th the Fisher Camp on Smith Point

New To the Market and Available for Showing September 8th the Fisher Camp on Smith Point

 

Comparable Sales - Is there anything unique about the home that would make it hard for your lender to find similar homes to compare it to when determining market value?  A "quirky" or otherwise uncommon characteristic (such as lake water as the source for drinking ) may be acceptable if the appraiser can demonstrate that it is common to the area, and does not negatively impact marketability. A loan approval is essentially made up of two parts - the credit approval and the property approval ( appraisal ). Regardless of down payment, credit history, assets, etc. ultimately, the security for a mortgage is the property itself.  So, the property must also be acceptable to the lender, being "marketable" is one criteria that must be met.

Seasonal - If the property is a seasonal home, check with your lender to determine what types of financing options are available.  Certain seasonal characteristics may be acceptable for conventional financing, while others may not.

Access - If it is an island or seasonal home with an un-plowed road, be sure the appraiser can access the property to perform the appraisal for the lender.  Also note, the appraiser must verify that all systems are functioning (water turned on, not winterized, etc) at the time of the appraisal.

Portfolio vs. Conventional - To be eligible for conventional financing, your credit as well as the property's profiles must comply with certain guidelines as set by Freddie Mac or Fannie Mae. These guidelines and are considered industry standard, and tend to vary only slightly from lender to lender.  On the other hand, guidelines for "Portfolio Loans" are set by individual lenders. Consequently, the rate, down payment requirement, and credit parameters can vary.    If the property is not eligible for conventional financing, that doesn't mean the end of the road. A portfolio loan is often a very attractive option.  Also note, if the property is not eligible for conventional financing, it will also most likely not meet the requirements for PMI, which means a minimum of 20% down would be required.

 

Jennifer McCall Branch Sales Manager Licensed Loan Originator NMLS #408711 MA Lender License #MC2561 Branch NMLS ID#987785 Licensed by the New Hampshire Banking Department Merrimack Mortgage Company, LLC 92 Main Street Meredith, NH 03253 603-279-7903 Tel 603-520-1269 Cell 855-682-0150 Fax jmccall@merrimackmortgage.com http://www.jen-mccall.com

For information on lake homes call 1-888-737-5550 or e-mail at info@nhlakesrealty.com or visit our websites to view lake homes in New Hampshire at www.nhlakesrealty.com or www.lakeorskirealestate.com.

Contact Carl Sack or Paula Hinckley #nhlakesrealty

Private Winnipesaukee Lot With A Shared Beach and Mooring

Private Winnipesaukee Lot With A Shared Beach and Mooring

Located in Low Tax Moultonborough!

 

Shared Beach Just .3 of a mile from the building lot.

Shared Beach Just .3 of a mile from the building lot.

 

Lovely Wooded lot just .3 to your deep water mooring, day dock and deeded sandy beach. The beach area has views out to Gunstock Mountain with plenty of room for your family to spread out and enjoy the day. The 1.86 acre lot offers you privacy on Southerlee Shores Road. Located on Long Island your trips to and from you will see plenty of wildlife from Turkeys to Deer. Take a drive out and view this wonderful location. 

 

 

Priced to Sell At $99,900, included a Mooring for your boat.

Priced to Sell At $99,900, included a Mooring for your boat.

 

For additional information on lake homes or lots call 1-888-737-5550 or e-mail at info@nhlakesrealty.com  or visit our websites to view lake homes in New Hampshire at www.nhlakesrealty.com or www.lakeorskirealestate.com.

Contact Carl Sack or Paula Hinckley   #nhlakesrealty

 

Squam: 4 Acres of Prime Waterfront Available, 395 Feet of Shoreline

Four wooded acres on beautiful Squam Lake with 395 feet of frontage at the end of the peninsula looking out into the lake and back into Sturtevant Bay. There are few if any Squam lots left that could compare. This land is adjacent to an additional 6 wooded acres plus 1870 feet of waterfront owned by the Lakes Region Conservation Trust. Great views, privacy and frontage to build your Squam retreat. Squam Lake is the second largest lake in New Hampshire.  If you are looking for an exclusive location to build your dream home call us today and find out what Squam Lake has to offer.  Listed by Randy Parker of Maxfield Real Estate 

 

squam lake land for sale

4 private acres with 395 feet of shoreline in Center Harbor on Big Squam Lake

 

For additional information on lake homes call 1-888-737-5550 or e-mail at info@nhlakesrealty.com  or visit our websites to view lake homes in New Hampshire at www.nhlakesrealty.com or www.lakeorskirealestate.com.

Contact Carl Sack or Paula Hinckley   #nhlakesrealty

 

Georgian Style Luxury Residence on Lake Winnipesaukee, Meredith NH

This unique Georgian style residence sits on 3.09 acres with 200' of frontage on prestigious Veasey Shore's Gold Coast and is located less than five miles to all the conveniences of downtown Meredith. The private lot features mature landscaping, lush lawn, patio, two decks, and a 50 foot deep water dock. Enjoy extended views from Center Harbor encompassing the Ossipee Mountain range and Mt. Chocora to the Broads. The home boasts over 7,000 square feet of living space in 17 rooms featuring a custom library, an expansive kitchen, a formal dining, living, three season, family, and sun rooms plus garage space for eight vehicles.

 

Over 3 Acres with 200 feet of private shoreline spectacular Mountain Views

Over 3 Acres with 200 feet of private shoreline spectacular Mountain Views

 

Custom features include four fireplaces, circular staircase, and high ceilings in almost all rooms. Large windows allow lake views from most rooms. There are five bedrooms and several other large rooms to give your own label to. This high quality home was built for year round living while providing the excitement of living on NH's largest lake.  In the summer you boat to the ports around the lake for dinner and drinks and in the winter your less than 40 minutes to our major ski resorts.  This special home is less than 2 hours to Boston.  Listed by Roy Sanborn, Four Seasons Sotheby's International Realty.  

 

lake winnipesaukee real estate

Listed at $2.9 Million with 5 bedrooms - 6 baths and garage space for 8 cars

 

For additional information on lake homes call 1-888-737-5550 or e-mail at info@nhlakesrealty.com  or visit our websites to view lake homes in New Hampshire at www.nhlakesrealty.com or www.lakeorskirealestate.com.

Contact Carl Sack or Paula Hinckley   #nhlakesrealty