RE News

Making an offer to purchase a home in NH? The process!

Making an offer to purchase a home in NH? The process! 

You found the perfect home and would like to move forward with a purchase / offer and you have your financing plan in place.  What are the basic steps to follow?NH Lakefront home on Lake Wentworth

In NH the offer is constructed as a binding sales contract. So after your realtor puts together detailed paperwork you might have a lawyer review it for you. You may also consider writing a letter to go along with your offer. I have seen positive outcomes with a simple note to the seller. 

A verbal or handshake are not valid contracts, it must be written and signed by both parties. Don’t wait if you find the perfect home. Another buyer could come along with the end result in your not getting your dream home.  

  1. As your agents puts together the offer confirm that all the items you discussed the day of the showing are included in the sales offer. It could be as minor as window treatments to the boat dock. A must would be a legal description of the home and your financial terms, closing date, inspection and document review timeline. 
  2. Your offer is written, reviewed and you have signed it. Gone are the days of snail mail. All of the agreements can be electronically signed. E-Sign works with your e-mail. 
  3. The offer is presented to the seller where it may be accepted, declined or countered. 
  4. If accepted you move on to inspections, document review, financing along with deed review. 
  5. If the seller counters you can accept or go back and submit a new offer. 

Give us a call if looking to buy a lake home or sell your lake property.  

If a New Hampshire lake home is a dream you have give us a call 888-737-5550. Lady of the Lake Realty. 


Looking for the perfect Lakefront Getaway?

Looking for the perfect Lakefront Getaway?  Swim - Boat - Water Ski - Sail

Located on Suncook Lake this 2 bedroom year round home has perfect sunsets and long open water views. Looking at conservation land with just plan woods and no houses to stare at.

Upper and Lower Suncook Lake total just over 600 acres.

Suncook Lake Real Estate - Home for sale on Suncook Lake Barnstead NH

Listed April 9, 2018   MLS - 4685751    $369,900 


The Lakes Region Real Estate Market is on Fire!

If you are interested in selling your lake home give us a call!  To see a lake home you're interested in purchasing come up and view it right away! 




Lake or Ski Real Estate LLC.  3  Winona Road, Meredith NH 566-6608 -

Take a quick look at one of our new time-saving website features -  Lake Water Quality with Direct links to the Lakes 

Lady of the Lake Realty is a registered tradename of Lake or Ski Real Estate LLC 


What Winnipesaukee has to offer?

One of the major attractions is the vast boating opportunities on the lake. You could live on the lake and leave your car in the garage for the entire summer. Groceries, restaurants, movies, hardware stores, and even clothing can be purchased a short walk from many of the ports around the lake.  Major ports: Alton, Center Harbor, Laconia, Meredith, Wolfeboro.  Lake Winnipesaukee Real Estate for Sale - Winnipesaukee home for sale

As you drive around the lake the below list gives you some of the amenities and attractions that the NH Lakes Region has to offer.

Boating is #1, with plenty of places to launch your boat for a day trip or store your boat for an extended stay. Many choose to purchase a slip while many home rentals offer docking for your stay if you're not ready to purchase a lakefront home.

Hiking can be enjoyed by the entire family and trails are too numerous to mention. 

Bank of New Hampshire Pavilion is an outdoor amphitheater located in Gilford. A popular spot to see your rock or country musicians. 

Gunstock Ski Ski Resort, four seasons of fun. Skiing - XC Trails -  Sliding -Mountain Coaster - Zip Line and more. 

Weirs Beach is located in Laconia, beach, boardwalk, attractions, food, entertainment.

Laconia Bike Week, thousands of motorcycles from all over the country are here Fathers Day week. They enjoy a week of riding and activities with Weirs Beach being the hub for all events. 

Nascar Racing plus other races and a country concert venue at NH International Speedway in Loudon. 

Funspot, noted to be one of the largest arcades in the country. 

Golf courses are dotted around the lake with great snowmobiling in the winter.

Fishing is popular around the lake with two popular summer/winter fishing derbies that thousands enter with thousands of dollars of prizes. If you have never been salmon fishing contact one of the local guides. 

Museums - Crafts Fairs - Antique In Water Boat Shows - Fall Foliage - Theater - Farm Stands - Scenic Railroad - Mount Washington Boat Cruises - Squam Lake Nature Center - Maple Sugaring - Road Races - Triathlons - Pond Hockey - Ice Car Racing

What are your favorite activities in the lakes region? Drop me a note for details on any one of the above events! 

If you fall in love with the region and want to find a lake home on any of the 250 lakes in the area? Connect with one of our lake experts at Lady of the Lake Realty. 

603-566- 2386 - - - 603-566-6608 

Looking for that perfect home in Pelham NH?

Looking for that perfect home in Pelham NH?

Spacious 4 bedroom Colonial with water views from your front porch. From the back deck you are overlooking your built-in heated pool, Pelham NH Real Estate - Pelham NH home for sale and babbling brook running through the property. This privately situated home has beautiful granite kitchen with breakfast island. Your formal dining room sits right off the kitchen and the open kitchen leads right into the living room a perfect set up for entertaining guests. First floor also includes a large office plus your laundry room. Second floor has 3 bedrooms with full bath and master with bath and huge walk-in closet. The third floor is a huge unfinished bonus room you can use for storage or theater room or game room. Lower level entry is through your 2 car garage. The lower level has a multi-purpose finish room along with storage in the utility room. Under the carport, you will find the new whole house generator. There are too many upgrades to list here.


Lady of the Lake can help you secure this beautiful home!


Lake Condo or Lake Home - Which fits your lifestyle?

Lake Condo or Lake Home - Which fits your lifestyle?  

Take some time and put together a bucket list of features and benefits you would like including commute time and off-season activities like skiing.  

 We are all busy. Weekends and vacation time with our families is precious, condo or home? What is best for your family? Here are some benefits that both properties may have to offer. Newfound lake condos - ledges at newfound lake - newfound real estate

1. Boating - You can find a condo with dedicated dock, a home may have two docks. 

2. Garage - Yes condos are available with a garage - your home typically has one or can add a garage. 

3. Beaches - Condos typically have sugar sand beaches - your lake home may have a rocky shoreline. 

4. Amenities - Condos may have pools, tennis, clubhouse, basketball courts and organized social get-togethers. 

5. Privacy - Condos share everything except the interior of your home. Your beach maybe a mob scene every weekend or just a few sun worshippers.

6. Condo - Lawns are mowed, docks are put in and your walkway is shoveled in the winter, need a roof, just make a phone call. 

7. Condo - You still pay taxes but you will have association fees and often special assessments.  

8. Homes - In addition to yard maintenance other concerns would be your well - septic and overall maintenance and upkeep. Leaky roof call a contractor! 

9. Homes - From an investment opportunity I would give the benefit / ROI to purchasing a home.

10. Homes - You can change your home's color, add on a room, park your boat in your driveway even put up a fence for additional privacy.  Condos have rules! 

The above 10 points are just a few points you should consider before moving forward with a purchase.  If you want to get to the lake and enjoy a glass of wine a condo may be the perfect fit for your family. 

If you would like a free consultation with our lakefront experts in NH give Lady of the Lake Realty a call toll-free: 888-737-5550 or visit our website for helpful information on quality lakes.  #nhlakesrealty   










Push Button Door Locks, time saver for sure!Easy to Install!

Push Button Door Locks, time saver for sure! 

Three years ago we wanted some security for our home while we went out exercising. We installed a push button door lock. No Lock on a lake winnipesaukee home need to carry a key, hide a key, lose your keys, fishing for them in your pocket or bag.  The brand is not important, I have purchase four different brands and they all work and install in 20 to 30 minutes. You remove the old lock set and install the new in the same location. If the brand matches the old the job becomes easier as you do not have to remove all the parts. Read the instructions and watch a u tube video to speed the process along. The only tools needed are a flat and philips head screwdrivers. 

We are using only the simplest features. Push the code to get in or out. Some are self-locking while others engage the gear to turn and lock. You can put in special codes for service people coming in to work on your home or a wifi version where you can open the lock when a visitor arrives.  Pricing for locks I purchased $29 on sale to $129, all worked fine. 

Easy to install and convenient. Yes there is a backup key in case the battery goes dead. 

If you’re looking to sell or buy a lake home in NH give us a call?   

Lady of the Lake Realty at 1-888-737-5550, e-mail at or visit our website to view lake homes in New Hampshire at   

Contact Carl Sack or Paula Hinckley   #nhlakesrealty

Looking for a NH Lake Home or a Florida Vacation Property?

We just helped a NH client with a referral finding a perfect vacation home in Florida. A different spin on our usual business plan. Since 1999 we have been helping buyers find lakefront homes meeting their lifestyle.NH Lakefront homes - Florida lake home

If you’re looking to sell or buy a lake home in NH or need a professional referral to help you find a home in Florida give us a call?   

Lady of the Lake Realty at 1-888-737-5550, e-mail at or visit our website to view lake homes in New Hampshire at   

Contact Carl Sack or Paula Hinckley #nhlakesrealty

Getting on New Hampshire's Big Lakes at a reasonable cost?

Getting on New Hampshire’s Big Lakes at a reasonable cost?  

Waterfront on any of the big lakes in New Hampshire is expensive! What if you want to enjoy all the lakes have to offer on a beer budget every chance you can get?  

Depending on your family's needs there are several options worth looking into.  Let's start with the least expensive option and go up from there. 

1. Boat docks/slips:  You can get rack storage in Moultonborough on Winnipesaukee for $15,000.  This is an on-demand service, call and they put your boat in the water and your boat is stored indoors while you're not using it. 

2. A slip you can overnight on? There are several options around the lakes starting at $50,000. Of course, you need a boat for both of these options. 

( plus you don’t have to trailer your boat from home,  drawback you have to commute from home to the dock  )

3.  Condos, you have a ton of choices and all price points. From $100,000 to $700,000. They will all put you close to the lake but the amenities differ widely.  Private shared beach, docks, moorings, fitness club, hiking trails are some of the features you can find around the lake

4.  Single-family homes with shared beach access you will find opportunities from $300,000 to $800,000, some with docks/day dock but all with beaches. 

5.  Single-family homes near the lake will cost $175,000 up. 

6.  Waterfront homes with owned shoreline start at $500,000 and go up from there. 

( if you purchase or rent a dock space options 3-5 are excellent ways to get the family on the lake without trailering every day you want to get out on the lake )

From experience, I live close to Squam Lake and we trailer a small boat a short distance to the launch and beach area to explore all Squam has to offer. We also own a dock at Bay Shore Yacht Club in Meredith on Winnipesaukee. I try to get out on the big lake a couple of mornings a week fishing for salmon, a challenge I enjoy.  

If you’re looking to sell or buy a lake home in NH give us a call?   

Lady of the Lake Realty at 1-888-737-5550, e-mail at or visit our website to view lake homes in New Hampshire at   

Contact Carl Sack or Paula Hinckley   #nhlakesrealty

Some Real Estate Highlights from the new Tax Bill!

Some Real Estate Highlights from the new Tax Bill!

Quotes from the National Association of Realtors. President Elizabeth Mendenhall issued the following statement:

"The results are mixed. We saved the exclusion for capital gains on the sale of a home and protected the mortgage interest deduction for second homes.

• Capital gains exclusion. In a huge win for current and prospective homeowners, current law is left in place on the capital gains exclusion of $250,000 for an individual and $500,000 for married couples on the sale of a home. Both the House and the Senate had sought to make it much harder to qualify for the exclusion.

• Mortgage interest deduction. The maximum mortgage amount for households deducting their mortgage interest has been decreased to $750,000 from the current $1 million limit. The House bill sought a reduction to $500,000.

• State and local tax deductions. Both property taxes and state and local income taxes remain deductible, although with a combined limit of $10,000. Both the House and Senate bills sought to eliminate the state and local income tax deduction altogether.

• Pass-through entities. The bill significantly reduces the effective rate of tax on business income earned by independent contractors and income received from pass-through entities. This change will lower the taxes of many real estate professionals.

Lake Winnipesaukee home Interested in New Hampshire Lake Homes call Lady of the Lake Realty at 1-888-737-5550, e-mail at or visit our websites to view lake homes in New Hampshire at to begin your search

Contact Carl Sack or Paula Hinckley both specializing in NH Lakefront Sales #nhlakesrealty

Lake Waukewan Executive Waterfront Home has new owners!!

Mike and Katie are ecstatic about their new dream home on Lake Waukewan. 

Built-in 2008 this beautiful home has a private setting, open water views and sandy swim area. The home featured wood floors, granite kitchen, tons of glass, fireplace, a great deck for entertaining, and just under 3000 square feet of living area. 

Check our new website out! It was designed for you to get to lakefront homes in one click.  You don’t have to view hundreds of listings to find those that have owned waterfront. One click and success. 

Or Call Lady of the Lake Realty at 1-888-737-5550 or e-mail and we will find that dream home for you.  Lake Waukewan Real Estate - Waukewan home for sale

If you are selling or looking to purchase a lake home in New Hampshire contact Paula at Lady of the Lake Realty.  Lady of the Lake can help you with selecting a lake meeting your lifestyle. We have comprehensive knowledge of the lakes sizes, water quality, amenities around the lake and even what kind of fish are in the lake.  

Contact Carl Sack or Paula Hinckley both specializing in NH Lakefront Sales  #nhlakesrealty