Blog :: 01-2016

Check out all the Lakefront Listing in New Hampshire on our Website www.nhlakesrealty.com 

Tips for shopping for a Lakefront Home in the Winter.

Dress for the weather, leave trendy clothes and shoes at home and wear boots. It's winter and  snow is on the ground so plan on temperatures in the teens you can always take a layer off. Most of the homes you are going to look at are not primary residences so if the homes are heated the interior temperatures may be set around 45 degree's.  Dress warm!

Viewing the interior of the home should go smoothly. The exterior of the home depending on the snow depth could be a bit dicey.  The shoreline is another story unless you brought your ice skates along. If you would like to examine the shoreline closely your agent should have some pictures of the beach area and in the past we have brought an ice auger to the second showings to view the lake bottom to verify if it is sandy or depths.

In New Hampshire January, February and March lakes are iced over. In the later part of March, the shorelines begin to melt first giving you the opportunity to view in full what's on the bottom.

Prior to setting out to view homes set up a wish list. Outline the top features you require?

View - Open water, mountains, quiet cove?

Sun Exposure, morning sun or sunsets?

Deep water docking?

Sandy Beach?

The size of the lake?

Water Quality?

Fishing, trout or bass?

Quiet lake kayaks, canoes or no boating restrictions? 

Snow Skiing?

Distance to shopping, attractions and hospitals?

The lot is more important than the home.  You can change the home but not the lot. We spoke with one buyer looking to purchase a new lake property.  Over and over again they fell in love with a home but remembered their past experience of watching those across the bay basking in the afternoon sun while they sat in the shade. 

Contact your banker to establish a price range you are comfortable with. If your dream home features need 3000 square feet and granite counters but your budget does not match that dream a lake access home might be the perfect alternative. When ready call us so we can help you locate the perfect lake and home for your family.   We are knowledgeable in all the quality lakes in the region along with lakefront regulations. 

Important note! New lakefront listings begin to get into the inventory the end of March as many homes are completely shut down for the winter. 

Call 1-888-737-5550, e-mail at info@nhlakesrealty.com or visit our websites to view lake homes in New Hampshire at www.nhlakesrealty.com or www.lakeorskirealestate.com  to begin your search

 

nh lake homes for sale

Lakefront Home Inventory Increases the end of March

 

Contact Carl Sack or Paula Hinckley both specializing in NH Lakes Realty  #nhlakesrealty

 

What is the Deal with Flood Insurance?

Flood insurance concerns are arising with many buyers in the NH Lakes Region.Your mortgage company may require flood insurance with your lakefront purchase if it is determined you are in a flood zone.

According to our NH Office of Energy and Planning everyone lives in a flood zone, whether you live in a low-, moderate- or high-risk flood area. You do not need to live near water to be flooded. Floods are caused by storms, melting snow, hurricanes, water backup due to inadequate or overloaded drainage systems, as well as broken water mains. You can protect your home, business, and belongings with flood insurance from the NFIP. Flood insurance is necessary because homeowners insurance does not cover flood losses. Anyone who applies for a federally-funded mortgage/loan or refinancing on an existing home in flood-prone areas will be required to carry flood insurance for the life of the mortgage/loan.

loon lake real estateIn considering your purchase of a property you should consult with one or more carriers of flood insurance for a better understanding of flood insurance coverage and cost. You should also have a conversation with your realtor on whether you should consider pursuing an elevation certificate that could possibly move you to a lower risk policy or out of the flood zone entirely. 

 

My colleague at Lakefront Living Realty can produce a flood certificate for any property you have an interest in. To determine if the lakefront property you are looking to buy may require flood insurance please contact me carl@lakeorskirealestate.com

If you do not have a mortgage on your property flood insurance is suggested but not mandatory.

2015-05-05 21.43.21If you are interested in a lake home in NH call 1-888-737-5550 or e-mail at info@nhlakesrealty.com or visit our websites to view lake homes in New Hampshire at www.nhlakesrealty.com or www.lakeorskirealestate.com.

Contact Carl Sack or Paula Hinckley both specializing in NH Lakes Realty  #nhlakesrealty

 

Building Continues This Winter at Squam River Landing

Lots 11 and 21 have new owners and they have some exciting plans for new energy efficient homes with access to Squam Lake. If you are not familiar with this exciting community visit us or call for information.  Homesites are available overlooking Squam. The community is designed to preserve the beauty of the area while minimally impacting the land. Some lots are wooded providing privacy and they abut 900 acres of conservation land. Others are built on the ridgeline offering outstanding lake and / or mountain views. Building is underway, come reserve your lot today.

 

Custom Squam Lake View Home under Construction

Custom Squam Lake View Home under Construction

 

The community is a fully recreational winter / summer fantasyland with snowmobile and snowshoeing / hiking trails throughout the acreage. The homes have access to Squam Lake through the affiliate owned Riveredge Marina. The marina offers day docking, boat slips, boathouses, and a valet rack service with dry berths.  You can spend the morning fishing for Landlock Salmon and the afternoon water skiing or at the beach. In the winter Cannon, Loon or Waterville are just 30 minutes away. Don't forget my favorite attraction, Squam Lakes Science Center.   

Surrounding the community you will find Hiking trails - Golf Courses  - Tennis - Shopping - Restaurants by boat or car -  Holderness School and Plymouth State University - Hospital -  Boston is less than 2 hours - These features round out the perfect setting for a vacation or retirement home.

 

Ridgeline Mountain View Home

Squam Ridgeline Mountain View Home Available

 

For additional information on Squam River Landing call 1-888-737-5550 or e-mail at info@nhlakesrealty.com  or visit our websites to view lake homes in New Hampshire at www.nhlakesrealty.com or www.lakeorskirealestate.com.

Contact Carl Sack or Paula Hinckley specializing in NH Lakes Realty  #nhlakesrealty